![]() ![]() When calculating repayments we have had to make a number of assumptions which may affect the accuracy of the amounts shown. Repayments: Repayments: Repayments are indicative only.We do this as we can't predict what rates will do in the future. The interest rate will not change and will apply for the full 30 year loan term. Unless you enter another rate, that the interest rate is NAB's standard variable rate Interest rate: For the purposes of our calculation, we assume:.Loan term: We have assumed a 30 year loan term. ![]() If you go ahead with a NAB home loan, we may apply a higher interest rate buffer, depending on your choice of home loan product. This allows us to factor in, to a degree, the effect of interest rate increases when working out how much you may be able to afford.
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